Insights & Analysis


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5 Myths About Living Trusts in California

Many Californians believe living trusts are only for the wealthy or that a will offers the same protection. The truth is, a living trust can save families time, money, and stress—regardless of wealth. In this article, Apricity Law breaks down five of the most common myths about living trusts in California and explains why a trust might be the smartest move for your estate plan.

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Personal Guarantees: What They Are and When They Are Required?

New businesses often struggle to secure financing without assets or credit history. A personal guarantee on a business loan can help—but it also puts your personal assets at risk. Before signing, it’s crucial to weigh the benefits against the potential liabilities and ensure your business plan supports success.

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Complying with Estimated Quarterly Taxes

If you earn income without employer withholding, such as self-employment, investments, or rental income, you may need to make estimated quarterly tax payments. Missing these deadlines can trigger IRS penalties. Learn who is required to pay, key due dates, and how to calculate and submit your payments to stay compliant year-round.

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How to Protect Your Business from Lawsuits

Lawsuits can threaten the financial stability of small businesses, which often face higher per-dollar litigation costs than large corporations. From customer complaints to employee disputes and contract breaches, litigation risks are everywhere. This article explains why small businesses get sued, the cost of litigation, and the essential steps you can take to protect your business.

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Common Business Formation Mistakes

Starting a business is challenging, and new owners often make avoidable mistakes that hinder success. From failing to plan or research the market to choosing the wrong legal structure or skipping written contracts, these common missteps can derail even the most promising ventures. Learn what to avoid—and how to do it right—with guidance from experienced business attorneys.

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